Wind/Hail Deductible

A separate, often percentage-based deductible that applies specifically to wind and hail claims. Common in storm-prone areas.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.