Medical Payments (Coverage F)

Small, no-fault coverage for a guest’s medical bills if they’re hurt at your place — the “let’s not make this a lawsuit” coverage.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.