Vandalism & Malicious Mischief

A covered peril for deliberate damage to your property by others — graffiti, broken windows, trashed interiors. Often limited or excluded once a building sits vacant.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.