Special Limits of Liability

Built-in caps a home policy puts on certain categories — cash, jewelry, firearms, silverware. Own a lot? Schedule it separately.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.