Additional Living Expense (ALE)

Another name for loss-of-use coverage: it pays the extra costs of daily life — hotel, meals, laundry — while a covered loss makes your home unlivable.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.