Pressure Washing Insurance — covered under pressure.
High-pressure water and chemicals can damage the very surfaces you're cleaning. We cover pressure washers for property damage, injuries, and the certificates commercial clients ask for.
Coverage you probably need
General Liability
Covers injuries and property damage at the client's site.
Care, Custody & Control
Helps when you damage the surface you're actively working on.
Tools & Equipment
Protects pumps, hoses, and rigs against theft and damage.
Commercial / Hired Auto
For driving between jobs.
Workers Compensation
Required in most states once you have help.
What can go wrong
- High pressure damages siding, paint, or a window.
- Overspray or runoff harms nearby property or plants.
- A bystander or worker is injured.
- Equipment is stolen from your truck.
What carriers usually ask
- Surfaces you clean (homes, commercial buildings, fleets, concrete).
- Whether you work at heights or on roofs.
- Chemicals used and number of employees.
- Annual revenue.
Common contract wording
Commercial clients and property managers usually require General Liability (commonly $1M/$2M) and Additional Insured status, with a COI before you start.
State notes: Roof and height work can affect eligibility; requirements vary by state and client.
Get covered for Pressure Washing Insurance.
Start an instant quote, or have a licensed agent review your exact situation.
Start a quote Send to an agentPressure Washing Insurance FAQs
What if I damage the surface I'm cleaning?
Care, Custody & Control coverage is designed for exactly that — general liability often excludes it.
Do you cover roof and height work?
Sometimes, depending on the carrier. Tell us your scope and we'll confirm eligibility.
How fast can I get a certificate for a commercial job?
Usually same day once coverage binds.
Coverage descriptions are general and vary by state and carrier. Final terms are confirmed at quote.