Viatical Settlement

Selling your life insurance policy to a third party for immediate cash when you’re terminally ill. They collect the death benefit later.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.