Surplus Lines Tax

A state tax on non-admitted (surplus lines) policies, usually passed along to you as a line item. The price of specialty markets.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.