Utmost Good Faith

The legal principle that both you and the insurer must deal honestly and disclose material facts. Insurance runs on trust — and the law backs it.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.