Coordination of Benefits (COB)

Rules deciding which plan pays first when you’re covered by more than one, so you’re reimbursed once, not twice.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.