Suicide Clause

A provision that limits payout if the insured dies by suicide within the first couple of policy years. After that window, it’s covered.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.