Stop-Loss Insurance

Coverage that protects a self-funded employer from runaway claims — capping either any one person’s costs (specific) or the plan’s total (aggregate).

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.