Soft Costs

On a builders-risk project, the extra non-construction costs of a covered delay — interest, permits, extended fees — beyond the hard cost of the materials and labor.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.