Social Engineering Fraud

Coverage for losses when an employee is tricked into sending money or data by a convincing impostor. The scam targets people, not firewalls — and it’s rampant.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.