Second Injury Fund

A state fund that helps pay when a worker with a prior condition is injured again, so employers aren’t discouraged from hiring people with disabilities.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.