No-Fault

A system where your own insurer pays your injury costs after a crash regardless of who’s to blame. Cuts down on lawsuits (in theory).

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.