Maximum Medical Improvement (MMI)

The point in a workers’ comp claim where an injury has healed as much as it’s going to. It’s when any permanent disability rating — and final settlement — gets figured.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.