Lienholder

The lender that financed your vehicle. They’re listed on the policy and get named on claim checks until the loan’s paid off.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.