Insurance Fraud

Deceiving an insurer for gain — padding a claim, staging a loss, lying on an application. It’s a crime, and it quietly raises everyone’s premiums.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.