Indemnity Health Plan

A traditional plan that pays a set amount toward care and lets you use any provider, with no network. Rare now, but the ancestor of today’s managed-care plans.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.