Extended Term Insurance

A non-forfeiture option: if you stop paying a permanent policy, its cash value buys paid-up term coverage for the same face amount, for as long as the money lasts.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.