Exclusive Remedy

The grand bargain of workers’ comp: employees get guaranteed no-fault benefits, and in return generally can’t sue their employer over the injury. Comp is the “exclusive remedy.”

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.