Evidence of Insurability

Proof of health (questions or an exam) an insurer may require before issuing or increasing life coverage. The “are you a good bet?” check.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.