Dividend (Life)

A share of surplus a participating whole-life policy may pay out. Not guaranteed — take it as cash, or buy more coverage with it.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.