Course and Scope

Whether an injury happened while doing the job counts for workers’ comp. Hurt on the assembly line? In scope. Hurt on your lunch-hour errand? Often not.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.