Coming and Going Rule

The general workers’ comp principle that ordinary commuting to and from work isn’t covered — the job’s risks start when you arrive, with some exceptions.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.