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Business Auto Symbols

💼 Business

The numbered codes on a commercial auto policy that define which vehicles are covered (owned, hired, non-owned, “any auto”). Small numbers, big meaning.

🎓 Agent note Symbol 1 (“any auto”) for liability is the gold standard — it auto-covers newly acquired and non-owned units. Watch when a certificate holder demands it.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.

General Liability (GL) Products Liability Completed Operations Business Owner's Policy (BOP) Commercial Property Business Interruption (Business Income) Workers' Compensation Experience Modifier (EMR / Mod)

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