Actuarial Value

The share of average health costs a plan covers — a Silver plan’s ~70% versus Bronze’s ~60%. It’s the math behind the metal tiers.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.