Accounts Receivable Coverage

Pays when your records of who owes you money are destroyed and you can’t collect. If a fire takes your books, this covers the uncollectable receivables.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.