Accidental Death & Dismemberment (AD&D)

Pays a benefit for death or the loss of a limb, sight, or hearing specifically from an accident. A supplement, not a replacement for life insurance.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.