Abuse & Molestation

Coverage for claims of abuse — vital for schools, daycares, camps, and youth organizations, and often excluded from base GL.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.