Sidecar

A short-lived, investor-funded vehicle that rides alongside an insurer to share in a slice of its business — quick extra capacity when the market’s hot.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.