Managing General Agent (MGA)

A supercharged agency with authority to underwrite, bind, and sometimes handle claims on a carrier’s behalf. Common in specialty lines.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.