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Side A Coverage (D&O)

⚖️ Liability

The part of a D&O policy that protects individual directors and officers directly when the company can’t indemnify them — the personal-asset backstop for leadership.

🎓 Agent note Side A pays the individuals when the company won’t or legally can’t (e.g. insolvency, derivative suits). Side B reimburses the company; Side C covers entity securities claims.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.

Liability Insurance Professional Liability (E&O) Errors & Omissions (E&O) Umbrella Insurance Excess Liability Occurrence Policy Claims-Made Policy Retroactive Date

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