Rental Car (CDW/LDW)

The Collision/Loss Damage Waiver a rental company sells to drop your responsibility for damage to the rental. Your own auto or a credit card may already cover it.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.