Protection & Indemnity (P&I)

The liability coverage for vessel owners — injuries to crew, damage to other ships or docks, pollution. The marine world’s answer to general liability.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.