Premises Liability

Legal responsibility for injuries that happen on your property because it wasn’t reasonably safe — the classic slip-and-fall. The heart of general liability.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.