Nose Coverage (Prior Acts)

On a new claims-made policy, coverage for work done before it started — the mirror image of tail coverage when you switch insurers.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.