Musical Instrument Insurance

Scheduled coverage for instruments and gear — for hobbyists and gigging pros alike — usually agreed-value, worldwide, and against more perils than a home policy.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.