Jones Act

A federal law letting injured seamen sue their employer for negligence — maritime workers’ substitute for ordinary workers’ comp, and a key marine liability exposure.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.