Insurance-Linked Securities (ILS)

Investments — like catastrophe bonds — that let capital markets fund insurance risk. They bring outside money in to backstop the biggest disasters.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.