Indemnitor / Indemnitee

In a contract’s hold-harmless clause, the indemnitor promises to cover the losses of the indemnitee. Knowing which one you are tells you who’s taking on the risk.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.