Hold Harmless Agreement

A contract clause where one party agrees not to hold the other responsible for certain losses. The backbone of who-pays-when-things-go-wrong.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.