General Average

An ancient sea law: when cargo is deliberately sacrificed to save a ship in peril, every cargo owner shares the loss proportionally. Marine insurance handles your share.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.