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Fronting

🌍 Industry

When a licensed insurer issues a policy but passes most of the risk to a reinsurer or captive behind the scenes. Renting the paper.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.

Reinsurance Treaty Ceding Captive Insurer Self-Insurance Risk Retention Group (RRG) Managing General Agent (MGA) Wholesaler (Surplus Lines Broker)

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