First-Party Bad Faith

When an insurer unreasonably mishandles your own claim — delaying, lowballing, or denying without basis. It can expose the insurer to damages beyond the policy limit.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.