Appraisal Clause

A way to settle a disagreement over how much a covered loss is worth — each side hires an appraiser, and an umpire breaks ties. Faster than a lawsuit.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.