Duty of Care

The legal obligation to act reasonably so you don’t harm others. Breach it and cause harm, and you’ve been negligent.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.