Damage to Premises Rented to You

GL coverage for fire (and sometimes other) damage to a space you rent — a limited exception to the usual “your rented space” exclusion.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.