Cut-Through Endorsement

A provision letting a policyholder collect directly from the reinsurer if the original insurer goes insolvent — cutting through the middleman in a crisis.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.